KYC Validation Pipeline
Deterministic, auditable KYC pipeline. Document plus identity check in under 5 seconds with a signed decision per applicant.
Document + identity verified in under 5s
Deterministic decisions, fully reproducible
Signed decision proof per applicant
How it works
- 1
Upload
Applicant uploads ID and selfie. The mesh hashes and stores them in your bucket of choice.
- 2
Verify & score
OCR, liveness and identity match run in parallel. The agent computes a risk score with rules you control.
- 3
Decide & sign
Approve, review or reject. Every decision is sealed with a signed proof your auditors can verify.
Architecture
end-to-end flowHow this template handles an event, from webhook to sealed audit.
KYC is the bottleneck of every fintech onboarding.
drop-off between sign-up and first deposit
Industry avg, fintech 2025
for manual EDD review on edge cases
FATF mutual evaluation 2024
of bank fines 2023–25 cite incomplete decision logs
EBA 2025 report
Pre-wired to the connectors your compliance team already trusts
Generic, vendor-neutral integrations. Swap any provider without rewriting the pipeline.
Identity verification
Document OCR · face match · liveness
Sanctions & adverse media
PEP · OFAC · UN · EU lists + media screening
Team chat notifications
Route escalations to a #compliance channel
Ticketing / EDD queue
Open enhanced due-diligence tasks for analysts
SMS / email provider
Applicant approve / reject notifications
Custom CRM via HTTP
Activate accounts on APPROVE verdicts
Human approval gate
Compliance officer sign-off on edge cases
All install in a few clicks via the KYC connector pack.
Why Pulse, not a DIY KYC stack
| DIY stack (KYC vendor + custom CRM + manual audit) | Pulse + KYC Validation Pipeline | |
|---|---|---|
| Time-to-onboard (clean case) | 2–5 min, manual review | ~22 s, automated + audit-sealed |
| Multi-provider screening | Single provider | Multiple independent validators (rules + AI + human) |
| Audit trail format | PDF exports, scattered Excel logs | Tamper-evident, chain-hashed, WORM-friendly |
| AMLD6 / BSA / FinCEN-ready | Manual reconstruction | Native — replay any decision years later |
| SAR auto-filing | Manual form filling | Automatic on REJECT + sanctions hits |
| Cost per onboarding | Vendor + dev time + audit prep | Vendor cost only |
What it saves you
Order-of-magnitude estimates for a fintech doing ~100k onboardings / year.
on compliance analyst time
3 FTE → 1 FTE on routine cases
per onboarding
−97% vs manual EDD
audit-ready by default
AMLD6 + BSA + FinCEN native
How it works in 3 steps
- 1
Connect
Install the KYC connector pack: identity verification, sanctions screening, chat, ticketing. Sandbox mode for free testing.
- 2
Deploy
Drop the KYC Validation Pipeline template into Pulse. Wire your applicant submission topic from your sign-up flow.
- 3
Audit
Every verdict is tamper-evident and chain-hashed. Pull the audit log via API for any applicant, replay the full decision tree.
Ready to onboard customers your auditor will sign off on?
We help fintechs and compliance teams wire this template to their stack and pass the audit on the first try.
Audit trail
- Tamper-evident proof per applicant decision
- Replay any case against the exact rules in force that day
- Export decisions to your compliance vault on demand
Deploy this template
Pulse is a desktop app with an embedded server. No Docker, no CLI, no YAML — install once and ship templates from the UI.
- 1
Download Pulse Desktop
Native binaries for macOS, Windows and Linux. Installer is ~80 MB and bundles the runtime — nothing else to set up.
- 2
3-step setup wizard (~90s)
Pick a workspace, sign in, and let Pulse provision the local server. The wizard walks you through it on first launch.
- 3
Templates → Deploy
Open the Templates panel, select this template, wire your sources and click Deploy. The pipeline goes live locally in seconds.
Ready to deploy this template?
Let's talk about your use case. We'll help you wire your sources and ship this template to production.